Welcome to your Personalized Supplemental Benefits and Life Insurance
Page!
Understand the difference Aflac makes in your financial security.
Aflac pays cash benefits directly to you, unless otherwise assigned. This
means that you can have added financial resources to help with expenses
incurred due to medical treatment, ongoing living expenses or any
purpose you choose.
Below you will find all of the benefits available to the Employees, Brochures, Pricing, and several ways to contact your agents!
Interested in picking up coverage? Have questions?
You can reach out to us using the contact form at the bottom of this page, or by emailing us directly!
BUT HURRY! YOUR OPEN ENROLLMENT PERIOD ENDS 4/24/2026!
So reach out to us right away!
Bill Anderson
bill@andersonbenefitsolutions.com
Tracy Anderson
tracy@andersonbenefitsolutions.com
570-449-7774
Or set a time for us to call you by clicking here - https://calendly.com/tracy_anderson-us/wbems
Aflac Short Term Disability
WBEMS pays for a Short Term Disability Policy for full time employees that covers 60% of a portion of your salary if you were to need it. This is an outstanding benefit they privide, but can you live on just 60% of your income??? You can supplement that with AFLAC Short Term Disability to make sure, if you ever need it, that your full pay check is protected!
Part time employees working 20+ hours per week, you are not covered by the WBEMS paid Short Term Disability, BUT you can get Aflac Disability Coverage!
Helping Pay Your Bills, While You Pay Attention to You!!
What if one day, not very far in the future, you become disabled and you can’t go to work. How would you pay for the expenses of daily life such as monthly mortgage or rent, groceries and your utilities? The bills keep on coming even if you’re unable to work. That’s where Aflac’s short-term disability insurance policy can help make the difference. It’s a source of monthly income you may need to help take care of your bills while you take care of yourself.
Click on the brochure for full details
Aflac Accident Advantage
Be prepared for life’s unexpected mishaps
Working in your field, you know better than most, Accidents can happen at any time. You could suffer an accidental injury while at work, you are working around the house or walking into work. Or your child may get
injured at basketball practice. When an accident happens, it can be costly.
Even with major medical insurance, there may be out-of-pocket expenses that
you’ll have to pay.
In the event of an unexpected injury, Aflac can help protect your personal
finances. We provide individuals and families affordable insurance that helps
with expenses that may not be covered by major medical insurance. Aflac
pays cash benefits directly to you (unless otherwise assigned), so you can use
the cash for anything you want. Which means uncovered medical expenses
won’t break the bank if you are injured.
Click on the brochure for full details
Aflac Plus Rider
This Policy can be added to the Accident Policy to increase what you are covered for under that policy. Please see the brochure for full coverage details.
Like many people, you probably have insurance to cover auto accidents, fires, burglaries, and standard hospital bills. But what would happen to your family’s finances if you experienced a catastrophic event, such as a heart attack, stroke, advanced Alzheimer’s disease, or advanced Parkinson’s disease–an event that knocked you off your feet or even changed your life forever?
With deductibles, copayments, and out-of-pocket maximums on your major medical insurance increasing, how are you going to pay your bills if you experience a life-changing event?
The Aflac Plus Rider can help. This rider can be attached to select policies, further boosting your benefits. The Aflac Plus Rider pays a specific benefit amount when you are diagnosed with a covered event. You can use the cash to help pay out-of-pocket expenses, such as utility bills, car payments, and mortgage or rent payments.
Click on the brochure for full details
Brochure on the TOP is for those WITHOUT an HSA
Brochure on the BOTTOM is for those WITH an HSA
Aflac Cancer Protection Assurance
We’re with you: Aflac Cancer Protection Assurance
stays with you for life.
Aflac Cancer Protection Assurance pays cash benefits directly to you, unless assigned, when you need them most. If you’re ever diagnosed with a covered cancer, these benefits are more important than ever. Why? Because cancer treatment can be expensive.
Major medical may not cover the cost of things like deductibles, co-pays, lost work time, or even travel. Aflac Cancer Protection Assurance can help with cancer associated costs like these. It helps supportyou through the physical, emotional, and financial costs of cancer—and stays with you for life.
Here’s how it works:
We’re with you, even when you’re well. We pay a benefit for early detection and preventative care, like mammograms, PSA blood tests, and many other kinds of cancer screenings, too.
We’ll see you all the way through treatment. If you’re diagnosed with cancer, we offer benefits that you can count on. You’ll receive a benefit upon diagnosis of a covered cancer and our support doesn’t end there.
We give you the freedom to choose the best care for you. You and your doctor decide on a treatment plan together; we help provide you with financial support for every month that you’re undergoing that treatment. Want a second opinion? We provide a benefit for that, too.
Click on the brochure for full details
Aflac Vision Policy
WBEMS is switching Vision Carriers.
What does this mean for you? As of 5/1/2026, WBEMS will be using Aflac for their staff Vision Insurance. In order to keep your Vision Coverage, you must complete an application with one of your Aflac Agent NO LATER than 4/24/26. This change over is NOT automatice and an application must be completed for your Vision coverage to continue.
Aflac Guarantee Issue Whole Life
GI this FIRST OFFERING ONLY!
Available to employees working more than 20 hours per week
We have all seen it on social media. Someone passes away without Life Insurance, leaving a grieving family behind to figure out how to pay for the funeral, burial, their loved ones lost income... Life Insurance is not an insurance for you, but an insurance for those you leave behind if the unthinkable happens. The average cost of a funeral and burial in 2022, according to the NFDA is $8,755! Don't leave your family to rely on crowd funding on social media in their time of greatest grief.
Aflac Whole Life is Guaranteed Issue up to $100,000 in coverage for the FIRST OFFERING only. There are no qualifying questions or underwriting the first time you are offered. If you wait to enroll, coverage will be subject to qualifying questions and underwriting.
Most staff should have received a $25000 and $50000 quote in the mailer we sent out. If you did not, or you would like other quotes, please contact us asap!
***Remember, the younger you are when you lock in your Life Insurance Premium, the cheaper it is over the life of the policy, so if you are young and think that Life Insurance is something you wait until you are older to start thinking about, you could be paying much higher premiums waiting! Also, this Life Insurance in PORTABLE! This means you can continue the coverage, even if you leave employment at WBEMS!
Premiums are based on several factors, so contact us today for an individualized quote!
Aflac Benefit Pricing
Prices shown are Per Pay Rates and show Individual and Family Prices.
Click the icon below to view all the pricing for the policies